At Charles Royle and Company, we have the expertise and experience to advise on a wide range of pension issues.  We will break down the confusion surrounding pensions and work with you, at whatever age or stage of life you are at, to help you achieve the retirement plan you want.

We have a wealth of experience in the pensions arena and have in depth up-to-date knowledge of the latest pension regulations. With the ever changing pension landscape utilising our skills enables us to guide our clients to the retirement they want.

Our team can offer ongoing support and advice on a comprehensive range of pension services, including:

  • Saving for retirement
  • Approaching retirement
  • Existing pension reviews
  • Generating income from your pension savings
  • Drawdown and annuity options
  • Ill health retirement options

Mr & Mrs H met one of the senior partners to discuss their financial plans, specifically, their pensions. Both of them were near retirement age and held funds in various plans. They were unsure of their options and how best to receive a tax-free lump sum, as well as a pension income.

We spent time reviewing their situation and listened to their concerns, a detailed proposal structured around their needs was created. Our recommendations were set out in a clear concise way to enable Mr & Mrs H to easily understand everything, and see their way through the myriad of options there are when retirement planning.

A massive thank you for your prompt attention and help with this matter. It has been a long and difficult negotiation, which I would have found impossible, without the help of the team. I am very impressed with your professionalism and tenacity and thank you most sincerely.
Client AMR
The value of a pension fund, the underlying investment and any income from it can go down as well as up, so future growth is not guaranteed. Taxation and pension regulations and allowances can also change at any time. Accessing pension benefits early may impact on levels of retirement income and your entitlement to certain means tested benefits. Accessing pension benefits is not suitable for everyone. You should seek advice to understand your options at retirement.